In late 2018-2019, I worked on a Credit Scoring model. As part of the work I wrote a “whitepaper” outlining the process, methodology and results.
A copy of the whitepaper is available for download: https://www.ericfrayer.com/wp-content/uploads/2019/10/Credit_Scoring_Whitepaper_v1.pdf
As part of the project I used R and SPSS for model construction and verification. The output from the model is available here:
https://www.thinkdataanalysis.com/DataAnalysis_R.html